<VV> SCAMs ~ games people play ~ Dealing with banks is not for the timid !

[Ken Wildman]

Charlie:

If you receive cash for a phony check you have no right to keep that money.

Keeping it puts you at the same level as the original scammer. You are
asking the bank to lose that money so that you can gain undeserved money.

Your other examples are completely different and irrevelent.I write as a
professional Arbitrator who has dealt with similar cases. Never reversed by
a court.

Ken
On Mar 26, 2011 8:51 PM, <chaz at properproper.com> wrote:
> The bank would be wrong to consider it fraud to deposit a check, ut they
> might try to intimidate you in that way ?
>
> They'd be wrong though, since fraud requires intent, and a check is a
> check, and I have a right to deposit it, and let the bank do its job and
> sort it out.
>
> I bought a Corvair alternator online and it was defective, and the
> credit card company required that I return it to the seller in order to
> "maybe" get my money back (online purchases are guaranteed by Visa).
>
> I refused to return it until I got my refund, since it my only evidence.
>
> Catch-22, and we played cat 'n mouse for a month while the bank tried to
> intimidate me, but I eventually prevailed.
>
> Banks are not very competent sometimes.
>
> Later, when my car was stolen, and my Visa card was in it, Visa paid me
> for all the stuff the guy bought (including a "Premium" car wash ~ what
> ? My car wasn't clean enough ?!?!?)
>
> The bank also paid the deposit and cost of the car that ** I ** rented
> while the ploice looked for it (another long story)
>
> Short version, is that I had to fight **again** to GIVE THE MONEY BACK
> to the bank for **my** car rental !
>
> End game : After 4 letters, I let them have their way and kept the
> money ~ that was 5 years ago !
>
> (I kept a written transcript and copies of letters, with names, etc in
> case they ever decided that it was "fraud" ?)
>
> Dealing with banks is a lot of fun although not for the timid, that's
> for sure !
>
> Charlie
>
>
>
>
>
>> -------- Original Message --------
>> Subject: Re: <VV> [FWD: 1961 Eight Door Van SCAM ~ games people play
>> ...]
>> From: HallGrenn at aol.com
>> Date: Sat, March 26, 2011 4:14 pm
>> To: chaz at properproper.com, VirtualVairs at corvair.org
>>
>>
>> In a message dated 3/26/2011 5:37:11 P.M. Eastern Daylight Time,
>> chaz at properproper.com writes:
>>
>> Make your bank do THEIR JOB and get a WRITTEN statement that the money
>> cleared.
>>
>> Close your accounts a another one someplace else.
>>
>> Then SPEND the money and let the scammer and the bank try to get it
>> back
>>
>>
>> Actually Charlie your bank would consider that fraud (rightly so) so you
>> might want to avoid that scenario. They would certainly not forget you.
>>
>> Bob
>
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