<VV> SCAMs ~ games people play ~ Dealing with banks is not for the timid !

[chaz at properproper.com]

The bank would be wrong to consider it fraud to deposit a check, ut they
might try to intimidate you in that way ?

They'd be wrong though, since fraud requires intent, and a check is a
check, and I have a right to deposit it, and let the bank do its job and
sort it out.

I bought a Corvair alternator online and it was defective, and the
credit card company required that I return it to the seller in order to
"maybe" get my money back (online purchases are guaranteed by Visa).

I refused to return it until I got my refund, since it my only evidence.

Catch-22, and we played cat 'n mouse for a month while the bank tried to
intimidate me, but I eventually prevailed.

Banks are not very competent sometimes.

Later, when my car was stolen, and my Visa card was in it, Visa paid me
for all the stuff the guy bought (including a "Premium" car wash ~ what
? My car wasn't clean enough ?!?!?)

The bank also paid the deposit and cost of the car that ** I ** rented
while the ploice looked for it (another long story)

Short version, is that I had to fight **again** to GIVE THE MONEY BACK
to the bank for **my** car rental !

End game :  After 4 letters, I let them have their way and kept the
money ~ that was 5 years ago !

(I kept a written transcript and copies of letters, with names, etc in
case they ever decided that it was "fraud" ?)

Dealing with banks is a lot of fun although not for the timid, that's
for sure !

Charlie





> -------- Original Message --------
> Subject: Re: <VV> [FWD: 1961 Eight Door Van SCAM ~ games people play
> ...]
> From: HallGrenn at aol.com
> Date: Sat, March 26, 2011 4:14 pm
> To: chaz at properproper.com, VirtualVairs at corvair.org
> 
> 
> In a message dated 3/26/2011 5:37:11 P.M. Eastern Daylight Time,  
> chaz at properproper.com writes:
> 
> Make  your bank do THEIR JOB and get a WRITTEN statement that the  money
> cleared.
> 
> Close your accounts a another one someplace  else.
> 
> Then SPEND the money and let the scammer and the bank try to get  it
> back
> 
> 
> Actually Charlie your bank would consider that fraud (rightly so) so  you 
> might want to avoid that scenario.  They would certainly not forget  you.
>  
> Bob