<VV> Collector car insurance question.

[Brent Fullard]

Here in Canada we do not have the benefit of collector car insurance policies from firms like Haggerty and Grundy. Therefore we are prone to getting gouged by our main line auto insurers.

My only experience with collector car insurance in Canada is for my '66 Corsa. I had a good experience  and the premium is in line with the rates charged by Haggerty and Grundy and a major discount from what I pay for my daily driver (2007 Suburban).

Here's my question. I am thinking of buying a '67 Corvette. Before calling my insurance company to assess the cost of coverage, I would like to have some sense for whether Haggerty or Grundy would assess a policy cost for coverage of a '67 Corvette any different than they would for a '66 Corsa, with the only adjustment in premium being the value of the car, as opposed to some other arbitrary classification distinction (ie "muscle car" versus "grocery getter" in the minds of the insurance company).

Any insights you could provide would be greatly appreciated, as many of you own more than one collector car and would have first hand experience.  Those insights would be valuable to me before I call my agent.

Thanks!