<VV> OT VA Uninsured motorist

Frank DuVal corvairduval at cox.net
Mon Apr 18 01:25:18 EDT 2011


Yes. It is currently $500 a year.

http://www.dmv.virginia.gov/webdoc/citizen/vehicles/uninsured_fee.asp

I think liability insurance should be required, but so far the state has 
allowed people to drive without it if they pay a large fee. Of course in 
other states that require insurance, people who can't pay just let it 
lapse, steal plates, etc. They still drive. License? We don't need no 
license!

Insurance companies that do business in VA do have to offer uninsured 
motorist coverage to people buying auto insurance. This allows an 
insured to collect for their own car even if they do not have full 
coverage when damage is caused by an uninsured motorist and the 
uninsured doesn't pay.

http://leg1.state.va.us/000/cod/38.2-2206.HTM

Frank DuVal

On 4/17/2011 11:14 PM, AeroNed at aol.com wrote:
> Are you saying that in the state of VA one can buy "Uninsured Motorist"
> tags and drive around with no insurance?
>
> Ned
>
>
> In a message dated 4/17/2011 9:54:17 P.M. Central Daylight Time,
> corvairduval at cox.net writes:
>
> Are you  saying most people do not buy collision coverage on vehicles
> worth $500 or  less,  or that collision insurance is required in your
> state if the  vehicle is valued over $500?
>
> Here in VA only liability insurance is  required, even if the vehicle was
> worth millions. Or you could purchase  uninsured motorist plates, but
> only people with horrible driving records  would find uninsured plates
> cheaper than actually buying  insurance....
>
> Frank DuVal
>
> On 4/17/2011 12:57 PM, Chris&   Bill Strickland wrote:
>> (50+ mpg, gasoline (not
>> diesel) prices,  collison insurance not required on cars worth under
>> $500,  ...)


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