<VV> Insurance Photos at Autocross events

[Dave Keillor]

The license numbers of autocross participants have nothing to do with
denying claims.  There is at least one insurance company that believes
that autocross participants tend to be more aggressive drivers and
therefore more accident prone.  This company will refuse to renew
policies of autocrossers.

Also, just because your agent is okay with your autocrossing, track
days, etc. doesn't mean that the company he/she represents is also okay
with it.

Dave Keillor

-----Original Message-----
From: virtualvairs-bounces at corvair.org
[mailto:virtualvairs-bounces at corvair.org] On Behalf Of Sethracer at aol.com
Sent: Sunday, April 03, 2011 1:02 PM
To: bryan at skiblack.com; virtualvairs at corvair.org
Subject: <VV> Insurance Photos at Autocross events

I would like to know more about this - because I cannot figure out  what
an 
"Insurance" company would gain from taking photos at an autocross. Maybe
a 
car company wanting to deny a warrantee claim. Or an insurance company 
wanting  to protect itself by photographing showroom stock competitors
at a road 
racing  event or Track time trials. (We have heard stories of rolled
cars 
being dragged  from the track to a local road and claims put in.) But 
Autocrossing is a  perfectly legal enterprise for insurance purposes. In
general, 
it is hard to hit  anything. What kind of claim would they be denying?
How 
could anything stand up  in court? Okay, you insurance might not be in
force 
while on a run, but what  other impact could that have?
 
Seth Emerson
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