<VV> Insurance Photos at Autocross events
Bryan Blackwell
bryan at skiblack.com
Sun Apr 3 15:11:43 EDT 2011
Knowing that at least one insurance company has dropped people who own radar detectors, I would be not at all surprised to find out they lump anyone at an autocross in the same boat - 'them dang hot rodders'.
And then there's the case of the car that was, coincidentally, in an accident the day after the event. I could easily imagine a claim being denied, or at least questioned, if that happened. And if that saves them a few payouts, there's your answer. Lucky for me the horizontal rain in between sessions yesterday kept any would be insurance photographers well away.
--Bryan
On Apr 3, 2011, at 2:02 PM, Sethracer at aol.com wrote:
> I would like to know more about this - because I cannot figure out what an
> "Insurance" company would gain from taking photos at an autocross. Maybe a
> car company wanting to deny a warrantee claim. Or an insurance company
> wanting to protect itself by photographing showroom stock competitors at a road
> racing event or Track time trials. (We have heard stories of rolled cars
> being dragged from the track to a local road and claims put in.) But
> Autocrossing is a perfectly legal enterprise for insurance purposes. In general,
> it is hard to hit anything. What kind of claim would they be denying? How
> could anything stand up in court? Okay, you insurance might not be in force
> while on a run, but what other impact could that have?
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