<VV> Let's try this (re membership

[J R Read_HML]

Tim...

Be careful about saying you don't need insurance.  CORSA was once sued when 
hot coffee spilled on a playful child in the hospitality room.

You mentioned some moving events under the auspices of you local club.  If 
something were to occur during a club sponsored or sanctioned event, don't 
you think a smart lawyer would be looking to get into that club's pockets?

Later, JR