<VV> Re: RE: <VV>Insurance, was License Plates

[Dave Keillor]

Very similar process for me, except I supplied a couple of pictures and my
price ($9,500) and they said okay.  They didn't care whether I had regular
or classic plates.  I also gave them a ballpark annual mileage (2,500).
Interestingly, when I added a second classic car ('73 Nova) at $9,500, the
annual premium only went up about $10.  I guess they assume I can only drive
one at a time.  The only other restriction is that you have to have a
regularly insured car registered in your name.

As for the sometimes expressed concern about someone running into your car
in the WalMart parking lot and having your claim denied because you clearly
weren't driving for pleasure, their newsletter has stuff like hints for
avoiding dings in your classic car when parking in a shopping center parking
lot.  So, it would appear that parking lots are something considered to be
in the pleasure driving domain.

Dave Keillor

-----Original Message-----
From: Marc Sheridan [mailto:sheridanma@adelphia.net]
Sent: Monday, September 13, 2004 2:18 PM
To: virtualvairs@corvair.org
Subject: <VV> Re: RE: <VV>Insurance, was License Plates


Dave, 
I switched from State Farm to Hagerty for the same reasons, plus it is much
cheaper. We agreed on a value based on my pictures and their price list with
no actual appraisal. I am satisfied with the number, but could submit an
appraisal if I wanted to ask for a higher value. 

>From what my Hagerty agent (yes, there is actually an agent in my hometown)
says, Hagerty will write the policy for whatever driving you want to do. Of
course the more you drive the more it costs, but you still have agreed value
and no deductible.

Marc Sheridan