BSCC- insurance question

[Dave, Cynde & Elliot Silvia]

I just had my windshield in my Porsche replaced last year and it is registered in MA. NO CHARGE, 100% covered by the insurance.   Regardless of where or how it got broken it should be covered.  I  believe it is part of the fire and theft insurance coverage (as long as you have Fire & Theft insurance on the car, if you only have liability it may be a problem).  Usually you do not have to even go to the insurance company - I just called mine, told them where I was bringing the car, and filled the paperwork out at the glass place - really easy.

-Dave
  ----- Original Message ----- 
  From: David McMillan 
  To: bsc-list at corvair.org 
  Sent: Wednesday, June 09, 2010 9:25 AM
  Subject: BSCC- insurance question


  Hi guys,
  Sorry not Corvair related, but I have a question that DOES have to do with automobiles...

  Debi's car was hit with a baseball while leaving the Rhode Island College campus after attending a class there. The windshield was cracked and is not repairable. She filed a report with the campus security and is in the process of trying to get them to pay for replacement...however, if they refuse, my question is:

  Does a deductible (other than collision loss) typically apply to this if we go through the insurance company to have the windshield replaced? I know that if the windshield only needed a quick repair there is no cost involved...

  Anyone?




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