<VV> Dealing with banks is not for the timid !

[Ken Wildman]

Read what I wrote.  I've never  been reversed by a court.

The bank accepts your check on to the basis of your endorsement.Your sig
makes you responsible.

Btw, your prison comment is stranger than your previous  "examples".

Ken
On Mar 27, 2011 12:12 AM, <chaz at properproper.com> wrote:
> I would object to your decision in that case, if you were to rule
> against me (arbitrators decisions are not binding), since when someone
> writes a check, it is a signed document to the effect that he or she
> owes me the amount on the face of that check.
>
> I would have every right to cash it, and I'd like to see the statute
> that says otherwise ?
>
> Yes, my examples were somewhat tangential, of not completely irrelevant,
> but show how banks don't really know the rules, either, or don't play by
> them ?
>
> If my bank says it's cleared via their "policy," they are just as bound
> by that policy as I am.
>
> If the foo s***s, the bank has to wear it, just as I would if the
> situtation were reversed !
>
> Charlie
> The "Proper Pro Per"
> "I'm not an attorney but I play one in court" :
>
> Last guy who disagreed with me is in a California prison for another 123
> years (of his 127 year sentence :
> www.pe.com/localnews/inland/stories/PE_News_Local_S_heath27.2188da2.html
>
>
>
>
>
>> -------- Original Message --------
>> Subject: Re: <VV> SCAMs ~ games people play ~ Dealing with banks is not
>> for the timid !
>> From: Ken Wildman <k-wildman at onu.edu>
>> Date: Sat, March 26, 2011 7:53 pm
>> To: chaz at properproper.com
>> Cc: VirtualVairs at corvair.org, HallGrenn at aol.com
>>
>>
>> Charlie:
>>
>> If you receive cash for a phony check you have no right to keep that
money.
>>
>> Keeping it puts you at the same level as the original scammer. You are
>> asking the bank to lose that money so that you can gain undeserved money.
>>
>> Your other examples are completely different and irrevelent.I write as a
>> professional Arbitrator who has dealt with similar cases. Never reversed
by
>> a court.
>>
>> Ken
>> On Mar 26, 2011 8:51 PM, <chaz at properproper.com> wrote:
>> > The bank would be wrong to consider it fraud to deposit a check, ut
they
>> > might try to intimidate you in that way ?
>> >
>> > They'd be wrong though, since fraud requires intent, and a check is a
>> > check, and I have a right to deposit it, and let the bank do its job
and
>> > sort it out.
>> >
>> > I bought a Corvair alternator online and it was defective, and the
>> > credit card company required that I return it to the seller in order to
>> > "maybe" get my money back (online purchases are guaranteed by Visa).
>> >
>> > I refused to return it until I got my refund, since it my only
evidence.
>> >
>> > Catch-22, and we played cat 'n mouse for a month while the bank tried
to
>> > intimidate me, but I eventually prevailed.
>> >
>> > Banks are not very competent sometimes.
>> >
>> > Later, when my car was stolen, and my Visa card was in it, Visa paid me
>> > for all the stuff the guy bought (including a "Premium" car wash ~ what
>> > ? My car wasn't clean enough ?!?!?)
>> >
>> > The bank also paid the deposit and cost of the car that ** I ** rented
>> > while the ploice looked for it (another long story)
>> >
>> > Short version, is that I had to fight **again** to GIVE THE MONEY BACK
>> > to the bank for **my** car rental !
>> >
>> > End game : After 4 letters, I let them have their way and kept the
>> > money ~ that was 5 years ago !
>> >
>> > (I kept a written transcript and copies of letters, with names, etc in
>> > case they ever decided that it was "fraud" ?)
>> >
>> > Dealing with banks is a lot of fun although not for the timid, that's
>> > for sure !
>> >
>> > Charlie
>> >
>> >
>> >
>> >
>> >
>> >> -------- Original Message --------
>> >> Subject: Re: <VV> [FWD: 1961 Eight Door Van SCAM ~ games people play
>> >> ...]
>> >> From: HallGrenn at aol.com
>> >> Date: Sat, March 26, 2011 4:14 pm
>> >> To: chaz at properproper.com, VirtualVairs at corvair.org
>> >>
>> >>
>> >> In a message dated 3/26/2011 5:37:11 P.M. Eastern Daylight Time,
>> >> chaz at properproper.com writes:
>> >>
>> >> Make your bank do THEIR JOB and get a WRITTEN statement that the money
>> >> cleared.
>> >>
>> >> Close your accounts a another one someplace else.
>> >>
>> >> Then SPEND the money and let the scammer and the bank try to get it
>> >> back
>> >>
>> >>
>> >> Actually Charlie your bank would consider that fraud (rightly so) so
you
>> >> might want to avoid that scenario. They would certainly not forget
you.
>> >>
>> >> Bob
>> >
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