<VV> Dealing with banks is not for the timid !

[chaz at properproper.com]

I would object to your decision in that case, if you were to rule
against me (arbitrators decisions are not binding), since when someone
writes a check, it is a signed document to the effect that he or she
owes me the amount on the face of that check.

I would have every right to cash it, and I'd like to see the statute
that says otherwise ?

Yes, my examples were somewhat tangential, of not completely irrelevant,
but show how banks don't really know the rules, either, or don't play by
them ?

If my bank says it's cleared via their "policy," they are just as bound
by that policy as I am.

If the foo s***s, the bank has to wear it, just as I would if the
situtation were reversed !

Charlie
The "Proper Pro Per"
"I'm not an attorney but I play one in court" :

Last guy who disagreed with me is in a California prison for another 123
years (of his 127 year sentence :
www.pe.com/localnews/inland/stories/PE_News_Local_S_heath27.2188da2.html





> -------- Original Message --------
> Subject: Re: <VV> SCAMs ~ games people play ~ Dealing with banks is not
> for the timid !
> From: Ken Wildman <k-wildman at onu.edu>
> Date: Sat, March 26, 2011 7:53 pm
> To: chaz at properproper.com
> Cc: VirtualVairs at corvair.org, HallGrenn at aol.com
> 
> 
> Charlie:
> 
> If you receive cash for a phony check you have no right to keep that money.
> 
> Keeping it puts you at the same level as the original scammer. You are
> asking the bank to lose that money so that you can gain undeserved money.
> 
> Your other examples are completely different and irrevelent.I write as a
> professional Arbitrator who has dealt with similar cases. Never reversed by
> a court.
> 
> Ken
> On Mar 26, 2011 8:51 PM, <chaz at properproper.com> wrote:
> > The bank would be wrong to consider it fraud to deposit a check, ut they
> > might try to intimidate you in that way ?
> >
> > They'd be wrong though, since fraud requires intent, and a check is a
> > check, and I have a right to deposit it, and let the bank do its job and
> > sort it out.
> >
> > I bought a Corvair alternator online and it was defective, and the
> > credit card company required that I return it to the seller in order to
> > "maybe" get my money back (online purchases are guaranteed by Visa).
> >
> > I refused to return it until I got my refund, since it my only evidence.
> >
> > Catch-22, and we played cat 'n mouse for a month while the bank tried to
> > intimidate me, but I eventually prevailed.
> >
> > Banks are not very competent sometimes.
> >
> > Later, when my car was stolen, and my Visa card was in it, Visa paid me
> > for all the stuff the guy bought (including a "Premium" car wash ~ what
> > ? My car wasn't clean enough ?!?!?)
> >
> > The bank also paid the deposit and cost of the car that ** I ** rented
> > while the ploice looked for it (another long story)
> >
> > Short version, is that I had to fight **again** to GIVE THE MONEY BACK
> > to the bank for **my** car rental !
> >
> > End game : After 4 letters, I let them have their way and kept the
> > money ~ that was 5 years ago !
> >
> > (I kept a written transcript and copies of letters, with names, etc in
> > case they ever decided that it was "fraud" ?)
> >
> > Dealing with banks is a lot of fun although not for the timid, that's
> > for sure !
> >
> > Charlie
> >
> >
> >
> >
> >
> >> -------- Original Message --------
> >> Subject: Re: <VV> [FWD: 1961 Eight Door Van SCAM ~ games people play
> >> ...]
> >> From: HallGrenn at aol.com
> >> Date: Sat, March 26, 2011 4:14 pm
> >> To: chaz at properproper.com, VirtualVairs at corvair.org
> >>
> >>
> >> In a message dated 3/26/2011 5:37:11 P.M. Eastern Daylight Time,
> >> chaz at properproper.com writes:
> >>
> >> Make your bank do THEIR JOB and get a WRITTEN statement that the money
> >> cleared.
> >>
> >> Close your accounts a another one someplace else.
> >>
> >> Then SPEND the money and let the scammer and the bank try to get it
> >> back
> >>
> >>
> >> Actually Charlie your bank would consider that fraud (rightly so) so you
> >> might want to avoid that scenario. They would certainly not forget you.
> >>
> >> Bob
> >
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