<VV> Membership question -- 100% vs Not.

[J R Read_HML]

But it is not uncommon for the insurance underwriter (policy issuer) to 
REQUIRE that waivers be signed by participants in order to get the policy in 
the first place.
Later, JR


----- Original Message ----- 
From: "Eric S. Eberhard" <flash at vicsmba.com>
To: "J R Read_HML" <hmlinc at sbcglobal.net>; <virtualvairs at corvair.org>
Sent: Tuesday, December 15, 2009 2:51 PM
Subject: Re: <VV> Membership question -- 100% vs Not.


> What a waiver does is that when they sue you and you go to court and you 
> win because they signed a waiver and the court upholds it was valid and 
> that your behavior was not gross negligence ... is protect you at the END 
> of the lawsuit cycle -- after spending 10s of thousands of dollars 
> defending yourself.  Waivers a notorious for being circumvented ... (in AZ 
> they passed state law for equestrians that specified exactly what signs 
> and waivers are required to avoid liability ... so they work kind of OK 
> for that.  The reason this law was passed is because waivers rarely work, 
> and if they do, only after you win in court ...
>
> What liability insurance does is that the minute someone sues the 
> insurance company lawyer takes over.  You spend no money on lawyers and 
> expenses and so forth.  And if you lose, they pay besides.  You are not 
> stressed out for 2 years worrying.
>
> And, if a non-club member slides off the road at an autocross and takes 
> out a pedestrian and the pedestrian sues because you did not keep the 
> crowd far enough away ... how does a waiver help?  Since it is a club 
> sponsored event, the club will be sued.  The officers and board of the 
> chapter will be sued.  Likely the driver too ... or he may sue you for 
> setting up a dangerous track.
>
> Club insurance at all club sponsored events (including chapter sanctioned 
> events) is a BIG DEAL and if it requires 100% membership to keep the price 
> down, so be it.  I don't want to be an officer of a club where a non 
> member is setting up those cones ... everyone needs to join!
>
> E
>
>
> At 01:35 PM 12/15/2009, J R Read_HML wrote:
>>It's typical to sign a waiver of liability to participate in an autocross.
>>
>>Now, for spectators - I'm not sure if that gets enforced.
>>
>>Later, JR
>>
>>----- Original Message ----- From: "Eric S. Eberhard" <flash at vicsmba.com>
>>To: <virtualvairs at corvair.org>
>>Sent: Tuesday, December 15, 2009 2:22 PM
>>Subject: <VV> Membership question -- 100% vs Not.
>>
>>>etc) -- for CORSA I would not allow non members to autocross or go on 
>>>rallys with the club ... no insurance, what if they crash?!  In fact,
>>>E
>>
>
>
> Merry Christmas from:
>
> Eric S. Eberhard
> (928) 567-3727          Voice
> (928) 567-6122          Fax
> (928) 301-7537                           Cell
>
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>
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