<VV> Collector car insurance
Clark Hartzel
chartzel at comcast.net
Wed Nov 29 09:56:03 EST 2006
A few years ago DACC had a Haggerty Insurance rep come to our meeting and
try to convince us to insure our cars with them. So, later I gave them a
call and tried to insure my 1962 Monza sedan.
In talking with the sales rep, she asked how valuable my car was. I said
about $2,500. It was not restored and just a "driver" quality car. She
asked where I stored it. I said out in the driveway under a car cover. I
explained that my two-car attached garage was where I work on my projects
and once finished they sit outside for lack of space. She then said it
sounded like my car was a daily driver and they weren't interested in
insuring it. So if you want to have your Corvair insured as a
classic/collector car, you better tell them it worth at least $10,000 and
stored all the time in a secure dry theft proof garage! I insure my
Corvairs thru State Farm as daily drivers and have no collision coverage.
If I wreck it, I'll junk it and buy another "beater". Insurance costs about
$400 a year and I can use the car however I want.
Clark Hartzel
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