<VV> insurance question

[Paul Rollins]

We don't own or want to own a modern car. So we use some of our older cars 
as real transportation. Our insurer is The Hartford, through AARP. We live 
in Washington state, which has  archaic, ridiculous, consumer-unfriendly, 
and insurer-unfriendly insurance regulations. However, The Hartford does 
cover our 1967 Morris Minor pickup as a daily driver.

When we had Allstate insurance, they covered our 1961 Mini as a daily driver.

Paul

At 11:03 PM 3/16/2006 -0500, you wrote:
>Date: Thu, 16 Mar 2006 19:43:21 -0600
>From: <monza63mo at peoplepc.com>
>Subject: <VV> insurance question (not Corvair specific)
>To: <virtualvairs at corvair.org>
>Message-ID: <003001c64964$2d47b830$1e2df8d1 at dell>
>Content-Type: text/plain;       charset="iso-8859-1"
>
>I was lucky a year ago when my insurance company let me add my '66 Corvair 
>to my policy with full coverage.  Then last week when I bought another '66 
>I called my agent and was told that they don't (or won't) do full coverage 
>on classic cars.  If I have a theft or the car is totaled, they only pay 
>blue book value.  He then told me that they have an affiliate insurance 
>company that they use to insure classics and transferred me.  That agent 
>told me that requirements for coverage are a limit on miles and that the 
>cars must be kept in a locked garage.  Well my Corvairs are daily drivers 
>and I have no garage so I'm sunk.  While I have the legal requirement for 
>insurance on both Corvairs, I want insurance that will cover a theft or 
>total loss.  Does anyone have any recommendations?
>
>Art in Missouri
>'66 Sport Sedan 140/PG
>'66 Coupe 110/4-Spd