<VV> Trailer insurance

[J R Read_HML]

Generally speaking (your state might be an exception, but probably not - I 
was chided for making a blanket statement earlier), for liability coverage 
when being towed (or just attached to the car), the insurance is INCLUDED in 
your auto policy.  Coverage for the trailer itself (damage to it) would 
require an endorsement to the auto policy - for the value of the trailer. 
Boat trailers are usually covered under the boat's policy (for damage or 
theft).

When parked, (detached from the tow vehicle) the liability is under your 
homeowner policy.  Someone trips over the tongue and gets hurt, as an 
example.

Stan has already spoken to the Canadian - US reciprocal agreements.

If anyone is STILL concerned, just carry your car policy with you.

Attachments (if any) are scanned with anti-virus software.

Later, JR

----- Original Message ----- 
From: "stan east" <sgeast at interlog.com>
>
> If the state of Florida does not require separate trailer insurance it is
> because the trailer is covered by your tow vehicle policy. There is a US
> State to Canadian Province Inter-Provincial & US State agreement to accept
> the insurance from the US State or Canadian Province in which vehicle is
> registered, in your case then the trailer will be covered and you will not
> require anything more than the insurance policy for the tow vehicle.
>
> Welcome to Canada and the Mosport NECC Time Trials.
>
> Stan East
> 2006 Convention committee Secretary
>
> Joe Dunlap wrote:
>
> Stan,
>
> The reason I asked are that if Canada had required trlr. insurance, I may
> have gone for Nelson Ledges - as I can't see insuring it - when in Florida
> no trailer or motorcycle requires insurance.
>
> Joe
>
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