<VV> Safety Philosophy, but no Corvair

[Chuck Kubin]

Hey gang,

Remember what Shakespere said about the first thing we
shoud do--"kill all the lawyers."  Our legal and
insurance systems aren't designed to favor the right,
correct and responsible. If everyone did the right,
correct and  responsible thing, we'd need far fewer
courts and NO insurance. Hell,  I can't think of
anywhere that doesn't make car insurance mandatory,
but I also don't know of anywhere this is enforced. In
Colorado, you have to have been CONVICTED three times
for no insurance before the courts even think of doing
anything to you, despite "madatory" penalties of 10
days in jail and $1,000 fines. Where did I get that
notion? From two local cops, two local detectives and
one prosecutor.
It all goes back to you can't legislate stupid. I
wouldn't dream of dropping my insurance--car, life or
homeowners--and not because of what I do, but what
others might do to me.  Some drunk moron with no
insurance on his rustbucket pulls out in front of me,
wrecks my car and maybe kills someone in my family,
gets a lawyer to handle his injuries, and I lose
everything I worked for? Not a chance.
Still, guess who pays ever-higher premiums, even if
you've never had an accident or a claim, and guess
why?
Countersuit for frivolous lawsuits is the best thing
ever to happen to legitimate, responsible people. But
once someone files against you, you are nose deep in
crap, whether you are right or wrong or the suit is
legitimate or flat-ass bogus.  Then you need the
lawyers, the insurance, the time etc. and it wears you
down, whether you wronged someone or not. You HAVE to
do it.

Chuck Kubin

>  
> In a message dated 12/9/2005 6:54:52 P.M. Central
> Standard Time,  
> sheridanma at adelphia.net writes:
> 
> Bob's  comment:
> > Over the years my views have evolved from thinking
> that  motorcycle helmet 
> > laws and mandatory seat belt laws were intrusive 
> nannyism, to now thinking 
> > that they are correct.  Reason:   When you bash
> your unhelmeted head on the 
> > road or plaster your  unbelted body into the
> windshield, publicly-funded 
> > emergency services  come to your aid.  If I'm
> going to pay to pick you up 
> > and cart  you to the hospital or morgue, I get to
> say what you should have 
> > done  to protect yourself.
> 
> It should be the same for insurance and law suits 
> too. Just because I cause 
> a minor accident, and the driver becomes  paralyzed
> from it because he didn't 
> have his seat belt on, I shouldn't be  liable for
> all his medical expenses 
> and pay damages. Insurance and medical  care are
> expensive enough.
> 
> 
> 
> I agree that seatbelt laws are correct. What I don't
> understand is how some  
> states, like Kansas, can require that you wear a
> seatbelt and have you kid in  
> some sort of crash proof capsule, while the
> motorcyclists can ride without a  
> helmet, proper shoes or other clothing. I can't
> remember how many times I've  
> seen a young kid wearing shorts, no shirt, no shoes
> or just "flip-flops" and 
> of  course no helmet. These kids are usually seen
> zipping through "traffic" 
> (if  Kansas has traffic) on a crotch rocket.
>  
> As for the limiting of liability, dream on. In the
> general aviation  
> industry, we have been subjected to seeming
> ridiculous lawsuits for decades.  Some of 
> my favorites; the guy who flew into power lines,
> family members sued  because 
> the wires cut the wings off the plane and "that's
> just not right," a guy  took 
> off with about a gallon of fuel on a cross country
> flight, family sued  
> because the "plane should have had a bigger low fuel
> warning light." These are  
> just a small sample.
>  
> For some Corvair content...I installed shoulder
> belts in "The Deer Hunter"  
> and a body harness in my current silver coupe. I
> also have aftermarket seats  
> installed. I was careful to install these seats
> properly, at least I think  so.
>  
> Ned
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