<VV> RE: insurnace - was Plates

[Dave Keillor]

None in my Hagerty, either.

-----Original Message-----
From: J R Read_HML [mailto:hmlinc@sbcglobal.net]
Sent: Monday, September 13, 2004 8:13 PM
To: Mark; Dave Keillor; virtualvairs@corvair.org
Subject: insurnace - was Plates



Well, I just checked my JC Taylor policy.  There is no such "unattended" 
provision.  I believe that you were misinformed.

The ONLY "unattended" provision I can recall in an auto policy (ANY auto 
policy) is for theft of personal items (not part of the vehicle) from an 
unlocked and unattended auto.  Perhaps this is what you have in mind?

Three Corvairs insured - Liability at $300,000, Values at $12,000, $6,000, 
and $2,000.  NO Deductible!  Premium = $227 per year.

Check with a few folks that you might know in the body shop business about 
how they are forced by your named company to use cheap parts for repair. 
May not be available for your Corvair - but that mindset is still operating 
in the background.

You want a company that will help your RESTORE the vehicle after an 
accident - not merely REPAIR it - like you would a car that is going to 
eventually be thrown away.  You want somebody who is USED to dealing with 
"special" vehicles.

Sure - this is opinion, but it's mine and I'm sticking with it!

Attachments are scanned with anti-virus software.

Later, JR
'61 Rampside Standard 4/110
'65 Monza Convertible 4/140
'66 beater Coupe - icemobile 4/140

Other comments below:

----- Original Message ----- 
From: "Mark" <mblasko@jps.net>

>  I was paying about $360 a year for our
> '66 Corsa convert with an agreed value of $6500 (basic full coverage with
> $500 deductible).  The only real driving limitation was 7500 miles a year,
> no kid drivers,, not "daily" driven but "occasionally" driven.  Easy for 
> us.
>
>
> When I investigated some of the "classic car" insurers, the main problem
> that I found is that the car can't be left "unattended".

There MAY be a provision that it be STORED in a LOCKED garage when not in 
use, but this unatended thing is BS.

>
> Of the two big classic car insurance companies I spoke to, one said that 
> if
> a claim was made against a car left unattended they would probably pay and
> then cancel you.  The other said they might not pay.

I suppose that if you left it unatended with the key hanging in the IGN 
switch and it got stolen, they MIGHT not want to renew your policy (duh) - 
BUT, they would still have to pay the claim.


>
> Happy Motoring-
> Mark
> '66 Corsa 140 convertible
> etc