<VV> Re: RE: <VV>Insurance, was License Plates

Marc Sheridan sheridanma@adelphia.net
Mon, 13 Sep 2004 15:18:00 -0400


Dave, 
I switched from State Farm to Hagerty for the same reasons, plus it is much cheaper. We agreed on a value based on my pictures and their price list with no actual appraisal. I am satisfied with the number, but could submit an appraisal if I wanted to ask for a higher value. 

>From what my Hagerty agent (yes, there is actually an agent in my hometown) says, Hagerty will write the policy for whatever driving you want to do. Of course the more you drive the more it costs, but you still have agreed value and no deductible.

Marc Sheridan
> 
> From: Dave Keillor <dkeillor@ultrex.com>
> I drive mine exactly like you do, Joe, but my classic car insurer (Hagerty)
> says that pleasure driving is just fine and doesn't impose a mileage limit.
> The reason I switched to a classic car insurer was so I could get "agreed"
> (not "stated") value insurance in a policy that allows pleasure driving.  My
> regular car insurance company (State Farm) was unable/unwilling to provide
> such in a policy that allowed pleasure driving.
> 
> Dave Keillor
> 

> From: N. Joseph Potts [mailto:pottsf@msn.com]
> 
> I maintain regular insurance on my Corvair, and I DON'T drive it every day.
> Every week is more like it, but I NEVER drive it in parades, and very rarely
> attend meetings relating to old cars. Ditto for car shows. I drive it for a
> reason code that is VERY apt: Pleasure. That's regular insurance.