<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
<HTML><HEAD>
<META http-equiv=Content-Type content="text/html; charset=windows-1252">
<META content="MSHTML 6.00.2800.1555" name=GENERATOR>
<STYLE></STYLE>
</HEAD>
<BODY bgColor=#ffffff>
<DIV><FONT face=Arial size=4>Hi everyone,</FONT></DIV>
<DIV><FONT face=Arial size=4> Bob and I would like to wish all of you a
very very</FONT></DIV>
<DIV><FONT face=Arial size=4></FONT> </DIV>
<DIV><FONT face=Arial size=4>MERRY CHRISTMAS AND A HAPPY and HEALTHY NEW
YEAR.</FONT></DIV>
<DIV><FONT face=Arial size=4></FONT> </DIV>
<DIV><FONT face=Arial size=4>And we are looking forward to seeing all of you at
the Holiday Party.</FONT></DIV>
<DIV><FONT face=Arial size=4></FONT> </DIV>
<DIV><FONT face=Arial
size=4>
Happy Holidays Elaine and Bob</FONT></DIV></BODY></HTML>